This is the story of how I went from being a divorced single parent living on welfare and wondering how I was going to pay my bills, to having plenty of money and living the life of my dreams.

One day, while I was still living on welfare, I was sitting with a pen and paper, trying to re-juggle my meagre income so that my young child and I could afford to eat AND pay the bills, when suddenly I realised I was looking at the numbers all wrong.

It was a huge "Aha!" moment. The answer to my lack-of-money problems was so easy and it was right there in those numbers. I didn't need more money. I just needed to adjust what I already had. I sat there stunned, wondering why I'd never seen this before. Everything suddenly became so clear. So simple.

I stayed up late that night, running all the numbers of what I'd thought was a tiny amount of income, but now I saw it differently.

By the time I went to bed that night I'd figured out that I wasn't broke just because I was receiving welfare payments. And, more importantly, it also gave me a financial plan for a way out of my current situation.

This moment changed my life, and in this book, I share it all with you so that you can do it too.

No matter how broke you think you are right now, read this book and you'll understand how wrong you are. You'll see things clearly for the first time, just like I did.

It's not about how little money you have. It's about what you do with it.

Managing on your income, no matter how small, is slap-your-forehead simple.