John A. Turner (PhD in economics from the University of Chicago) is director of the Pension Policy Center in Washington, DC. He previously worked in pension research offices at the Social Security Administration, the US Department of Labor, AARP, and the International Labour Organization (ILO) in Geneva, Switzerland. Serena E. McCarthy is a senior research associate with the Pension Policy Center in Washington, DC. Previously, she was a STEM outreach coordinator and a graduate teaching assistant at American University, where she specialized in science writing consultation and academic research